Alex Horowitz

Alex Horowitz guides research for Pew’s housing policy initiative and consumer finance project, focusing on how home financing, small-dollar loans, and consumer banking can be made safer and more transparent.

State Laws Put Installment Loan Borrowers at Risk

By: - November 5, 2018

When Americans borrow money, most use credit cards, loans from banks or credit unions, or financing from retailers or manufacturers. Those with low credit scores sometimes borrow from payday or auto title lenders, which have been the subject of significant research and regulatory scrutiny in recent years. Another segment of the nonbank consumer credit market—installment […]